Small Office.
Serious Results.

This is the biggest scam they run.

Tennessee law says your health insurance pays your bills. Health insurance gets a huge discount with providers. A $15,000 ER bill might mean health insurance pays $1,500 and the rest is contractually adjusted. Our law is clear that the injured party is entitled to be paid the full $15,000. Even after you pay back health insurance, you’ve made $13,500 on the medical bills alone.

If you fall for this trick, you just lost out on one of the biggest benefits of our law in Tennessee.

You do not have to give a recorded statement to the other driver’s insurer. “I’m fine” or a guess about speed gets used later. In Tennessee, if they push you to 50% or more at fault, the whole claim can die.

Adrenaline hides neck, back, and head injuries for days. Day-one “I’m fine” is quoted against a real injury a week later.

They say that because a lawyer changes the file. The fee comes from the recovery. Fast is their goal. Fair is yours.

That release lets them pull records from before the accident. You better believe they are going to search high and low for anything in your past so they can say you were already hurt.

Until they accept responsibility, you do not want them handling your car. That vehicle may be evidence in your case.